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Doris Etienne
REALTOR®
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306 Harbor Drive, Indian Rocks Beach, FL 33785

$3,800,000
  • 306 Harbor Drive, Indian Rocks Beach, FL 33785 Main Photo

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Active Price Reduced by $100,000 on July 16th, 2026
BEDS5 BATHS4 full SQUARE FEET4,571 MLS#TB8467679
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONINDIAN BEACH RE-REVISED 5TH

Property Description

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year-an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

306 Harbor Drive | MLS# TB8467679

This single family home located at 306 Harbor Drive, Indian Rocks Beach, FL 33785 is currently listed for sale with an asking price of $3,800,000. This property was built in 2004 and has 5 bedrooms and 4 full baths with 4571 sq. ft. Harbor Drive is located in the INDIAN BEACH RE-REVISED 5TH subdivision. Search INDIAN BEACH RE-REVISED 5TH real estate on dorisetienne.adamscameron.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Mini-Split Unit(s)
Garage: 5 car attached
Heating: Central, Electric
Home Style: Mediterranean
Lot Size: 0.21 Acres
Roof Type: Tile
Stories: 3.0
Taxes: $24,526
Year Built: 2004

Amenities

Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Coffered Ceiling(s)
Dry Bar
Eat-in Kitchen
Elevator
Kitchen/Family Room Combo
PrimaryBedroom Upstairs
Smart Home
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-In Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Private Mailbox
Rain Gutters
Sliding Doors

Feature Descriptions

Additional Rooms: Breakfast Room Separate, Formal Dining Room Separate, Inside Utility
Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
Association Amenities: Basketball Court
Body of Water: INTRACOASTAL AND GULF
Community Features: Irrigation-Reclaimed Water, Park, Playground, Tennis Court(s), Street Lights
Days on Site: 175
Directions: From US 19, head West on East Bay Drive. Take Left at Gulf Blvd, Left on 27th Ave N, Left on Bay Blvd, Right on Harbor Dr,2nd House on Left
Exterior: Block, Stucco, Frame
Fireplace: Living Room, Primary Bedroom, Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: AE
Flooring: Carpet, Ceramic Tile, Wood
Foundation: Slab
Frontage ICW: 77
Home Warranty Y/N: No
Listing Terms: Cash, Conventional
Lot Dimensions: 0.21
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Patio/Porch: Covered, Deck, Rear Porch
Pool: Chlorine Free, Gunite, Heated, In Ground, Salt Water
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Security: Security System
Sewer: Public Sewer
Showing Instructions: 24 Hour Notice, Appointment Only, Listing Agent Must Accompany, See Remarks, ShowingTime
Spa: Heated, In Ground
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water: Public
Water Access: Gulf/Ocean, Intracoastal Waterway
Water Access Y/N: Yes
Waterfront Features: Intracoastal Waterway, Lift, Seawall - Concrete
Water View: Gulf/Ocean - Partial, Intracoastal Waterway
Windows: Skylight(s), Shutters, Storm Window(s)

Room Sizes

Primary Bedroom: 27x37
Primary Bathroom: 18x14
Bedroom 2: 17x14
Bedroom 3: 15x14
Bedroom 4: 14x14
Bedroom 5: 14x14
Kitchen: 15x17
Living Room: 18x18
Dining Room: 17x13
Dinette: 9x13
Laundry: 10x7

Listed By / Shown By

Listed By

Agency Name: KELLER WILLIAMS REALTY PORTFOLIO COLLECTION
Agency Contact: 727-489-0800

Shown By

Agent Name: Doris Etienne
Agent Phone: Cell: (407) 721-4350
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 23,377.36 per month $20,225.20 Principal & Interest $2,043.83 Property Tax $1,108.33 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/16/2026. The listing information on this page last changed on 07/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/16/2026 12:08:32 AM EST) or Miami MLS (last updated Wed 07/15/2026 11:59:12 PM EST) or Stellar MLS (last updated Wed 07/15/2026 11:59:02 PM EST) or Daytona MLS (last updated Wed 07/15/2026 11:36:51 PM EST) or Tallahassee MLS (last updated Wed 07/15/2026 10:48:05 PM EST) or Northeast Florida MLS (last updated Wed 07/15/2026 11:58:58 PM EST) or My State MLS (last updated Wed 07/15/2026 11:30:15 PM EST) or Florida Keys MLS (last updated Wed 07/15/2026 8:30:10 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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